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Are you prepared to start tax planning? Unfortunately, 99% of the agriculture industry is not. In fact, the majority of farm operations I speak with don’t have their finances organized at all. They begin tax planning close to the deadline, which leaves them stressed, anxious, and unable to enjoy the holidays. This is what we call reactive tax planning, and it has led to the downfall of many farm operations.
Dave Ramsey’s philosophy is clear: debt is bad, and his advice on paying it off works well for W-2 employees. But is this approach suitable for everyone, especially farmers and ranchers? I've had several customers compare me to Dave Ramsey, but I approach financial advice very differently, especially when it comes to the ag industry.
